Accepted Psychiatric Care Insurance Plans

Accepted Psychiatric Care Insurance Plans: Verification & Coverage Information

At Good Health Psych, we understand that navigating insurance coverage can be a complex process. To help you access the psychiatric care you need with minimal stress, we accept a wide range of insurance plans for mental health services.

Whether you’re seeking psychiatric evaluations, therapy, or advanced treatments like TMS (Transcranial Magnetic Stimulation) or Spravato, knowing which insurance plans are accepted ensures you receive the best care at the lowest out-of-pocket costs.

We partner with top insurers to provide access to essential services, so you can focus on your mental health without worrying about coverage gaps.

We have English, Spanish, Mandarin, Arabic, Russian-speaking providers

Insurances We Accept

Anthem BCBS

Plan Type: Commercial / Employer-Sponsored / Medicare Advantage

Anthem Blue Cross and Blue Shield (Statewide) is one of the largest Blue Cross Blue Shield affiliates, providing commercial, employer-sponsored, and Medicare Advantage plans. We are in-network with most Anthem BCBS plan.

Aetna

Plan Type: Commercial / Employer-Sponsored / Medicare Advantage

Aetna is one of the largest national health insurance companies, offering plans through employers, the individual marketplace, and Medicare Advantage. We are in-network with most Aetna plans, making it easier for patients to access psychiatric and mental health services at lower out-of-pocket costs.

Cigna / Evernorth

Plan Type: Commercial / Employer-Sponsored / Behavioral Health

Cigna Healthcare, together with its behavioral health subsidiary Evernorth, provides comprehensive mental health and substance use disorder coverage. We are in-network with most Cigna/Evernorth behavioral health plans, covering a wide range of psychiatric and therapy services.

Medicare (Part B)

Plan Type: Federal Government Health Program

Medicare Part B is the federal health insurance program for individuals age 65 and older, and for certain younger individuals with qualifying disabilities. We accept original Medicare Part B for outpatient psychiatric and mental health services. Medicare Part B covers medically necessary mental health care at a standard rate.

UnitedHealthcare

Plan Type: Commercial / Employer-Sponsored / Medicare Advantage

UnitedHealthcare (UHC) is one of the nation’s largest health insurers, offering employer-sponsored plans, individual marketplace plans, and Medicare Advantage options. We are in-network with most UnitedHealthcare plans, providing access to psychiatric and mental health services at in-network rates.

Oxford Health Plans

Plan Type: Commercial – UnitedHealthcare Subsidiary

Oxford Health Plans is a UnitedHealthcare company that provides employer-sponsored health coverage. We are in-network with all Oxford group and individual plans. Oxford group members can access their plan information through the myUHC member portal.

UMR

Plan Type: Third-Party Administrator (UnitedHealthcare Company)

UMR is a third-party administrator (TPA), part of the UnitedHealthcare family of companies that manages self-funded employer health plans. If your employer uses UMR to administer your health benefits, we accept your plan for covered services. UMR is not an insurance company — your employer funds the benefits.

Oscar Health

Plan Type: Individual / Small Business — Commercial

Oscar Health is a technology-driven health insurance company offering individual, family, and small business health plans. Known for its easy-to-use app and member-focused approach, Oscar makes it simple for members to find in-network providers and manage their benefits online.

Empire BCBS

Plan Type: Blue Cross Blue Shield – New York

Empire BlueCross BlueShield is the legacy name for Anthem Blue Cross and Blue Shield’s New York plans. As of 2024, Empire BCBS rebranded to Anthem Blue Cross and Blue Shield, but member coverage, contracts, and networks remain unchanged. We continues to be in-network with these plans.

MetroPlus Health

Plan Type: Medicaid / Medicare – New York City

MetroPlusHealth is a nonprofit health plan sponsored by NYC Health, serving New York City residents enrolled in Medicaid, Medicare Advantage, Child Health Plus, and Essential Plans. It is one of the largest and most trusted health plans serving New Yorkers across all five boroughs.

Healthfirst

Plan Type: Medicaid / Medicare Advantage / Marketplace – New York

Healthfirst is a not-for-profit, hospital-sponsored health plan serving close to two million New Yorkers across Medicaid, Child Health Plus, Essential Plan, and Medicare Advantage. It is sponsored by some of New York’s most respected hospitals. We accept Healthfirst plans for mental health and psychiatric services.

Fidelis Care

Plan Type: Medicaid / Child Health Plus / Essential Plan – New York

Fidelis Care is a leading New York-based health plan offering Medicaid, Child Health Plus, Essential Plan, and Medicare Advantage coverage to hundreds of thousands of New Yorkers. Fidelis Care focuses on accessible, community-centered health coverage across the state.

How to Verify Insurance Coverage

It’s essential to confirm your mental health insurance coverage before your first appointment to ensure that the services you need will be covered under your plan. Here’s how you can verify your insurance benefits.

If you need any assistance with mental health insurance verification, feel free to reach out to our office, and we can help guide you through the verification process.

Or call
(718) 522-3600

Psychiatric Services Covered by Insurance: Benefits for Patients

When it comes to psychiatric care insurance, Good Health Psych ensures that you receive the most convenient and affordable care possible through in-network coverage. Here are some key benefits you can expect from your insurance plan:

In-Network Rates

When you visit in-network providers like Good Health Psych, your out-of-pocket costs will typically be lower. In-network rates apply to a variety of mental health services, including psychiatric evaluations, therapy, and advanced treatments like TMS and Spravato

Access to Same-Day and Next-Day Appointments

Mental health care is important, and we strive to offer flexible appointment times to suit your schedule. Many insurance plans cover same-day or next-day appointments, making it easier for you to receive timely care.

Comprehensive Care Options

Whether you prefer in-person visits or virtual (telehealth) sessions, we provide flexibility in how you receive treatment. Most insurance plans now offer telehealth coverage, ensuring that you can receive care from the comfort of your own home.

Mental Health Parity

Under federal law, mental health benefits are required to be covered at parity with medical benefits. This means that your insurance will provide the same level of coverage for psychiatric services as it would for other medical treatments.

FAQ

What mental health services are typically covered by insurance?

Most insurance plans generally cover a range of mental health services, which include outpatient psychiatric evaluations, individual psychotherapy sessions, medication management, and advanced treatments like Transcranial Magnetic Stimulation (TMS) and Spravato (esketamine). However, the exact coverage can vary based on your specific plan, so it’s essential to verify these details with your insurance provider before your first appointment.

Does my insurance cover telehealth appointments for psychiatric care?

Many insurance providers now offer coverage for telehealth services, including both therapy sessions and psychiatric evaluations. This has become increasingly common as virtual appointments have become more widely accepted. To ensure your plan includes telehealth coverage, it’s a good idea to check with your insurance company or reach out to our office for confirmation.

Will my insurance cover advanced treatments like TMS or Spravato?

Insurance coverage for advanced treatments like TMS (Transcranial Magnetic Stimulation) and Spravato (esketamine) is available with many insurance plans. However, coverage for these treatments can vary depending on the specifics of your insurance plan. It’s important to verify with your provider whether these treatments are included in your coverage to avoid unexpected costs.

What should I do if my insurance doesn’t cover the full cost of services?

If your insurance doesn’t fully cover the cost of psychiatric services, you may be responsible for additional payments such as co-pays, deductibles, or co-insurance. In this case, we recommend contacting your insurance provider to clarify the costs and review your benefits. Our office is also available to discuss possible payment plans or other options to help manage any out-of-pocket expenses.

Are there any insurance plans that Good Health Psych doesn't accept?

While Good Health Psych accepts a broad range of insurance plans, it’s always recommended to verify directly with us to confirm whether your specific insurance provider and plan are accepted. If you have concerns about coverage, our team can guide you through the verification process and help determine the best options for you.

Does my insurance plan cover same-day or next-day appointments?

Many insurance plans provide coverage for same-day or next-day appointments, subject to availability and your plan’s coverage details. If you’re looking to schedule an appointment quickly, we encourage you to confirm with your insurance provider, or you can contact our office, where we can help schedule your visit and confirm coverage for immediate care.